“Bundled my renters policy with my auto and both went down. Took them one call.”
Aisha L.
Tampa, FL
Home & Renters Insurance Shouldn’t Creep Up Every Year.
Same protection, better premium. We negotiate with your insurer at renewal and find the discounts they never volunteer.
No upfront fees • Secure
How this one works
We do the talking with your insurer- Step 01
Share your declarations page.
The summary page of your policy — we'll show you exactly where to find it. Renters or homeowners, same process.
- Step 02
We negotiate & audit.
A full discount review — bundling, claims-free, protective devices — plus renewal-rate negotiation with your current insurer. We never change your coverage without approval.
- Step 03
You approve.
Take the savings, or keep everything exactly as it is. Your policy, your call.
What we look for
Expert audit points
Renewal premium negotiation
Bundling & multi-policy discounts (auto + home)
Claims-free & loyalty discounts
Protective device credits — smoke, security, leak sensors
Deductible & coverage right-sizing — no silent downgrades
Fee and add-on review
Pricing for renters & home insurance
A simple success-based fee — shown up front before we begin, and owed only when we've verified your savings. No percentages of your premium, no recurring charges.
You pay $0 unless we save you at least $200.
Renters & Home Insurance questions
You've got questions. We've got answers.
Will my coverage change?
Only if you approve it. Our default is same protection, better premium. If adjusting a deductible or coverage level would save more, we show you the trade-off and you decide — no silent downgrades, ever.
Renters insurance is pretty cheap — is this worth it for me?
Honest answer: on a renters policy alone, big savings are rare. Where renters win is bundling — pairing your renters policy with your auto insurance is one of the most reliable discounts in the industry, and we review both together. If we can't find you $200, you pay nothing.
Does this affect my claims history or my ability to file a claim?
No. Negotiating your premium is a billing conversation, not a claim. Your policy stays active and your claims history stays untouched throughout.
Reviews
Lower bills, happier wallets.
“Our homeowners renewal crept up three years straight. This year it went the other way.”
Greg H.
Boise, ID
“They found a security-system credit we'd qualified for since we moved in.”
Sam N.
Pittsburgh, PA
Savings vary by case and are not guaranteed
Protection shouldn’t get pricier every year.
Insurers count on you not reading the renewal notice. We read it, question it, and negotiate it — it takes less than 5 minutes to hand it off.
Review My PolicyNo upfront fees • Secure
MoneyFinder negotiates billing and discounts on your existing policy. We do not sell, broker, or advise on insurance products.