People over profit
Our mission is to save you money on your monthly bills. That’s why you only pay when we deliver meaningful savings.
Send Us Your Bills.We’ll Deliver the Savings.
We negotiate your bills for you: phone, home, and auto insurance, plus more. You pay $0 unless we save you at least $200.
No upfront fees • Secure
“MoneyFinder handled everything, from bill review to calling on my behalf. They made it so easy.”
Caleb L.
Denver, CO
Which bills are stressing you out?
Pick a bill to see how we help you save, or jump straight in to your negotiation.
How We Save You Money
Real people. Real savings.
- Step 01
Tell us your bill.
Upload it or answer a few questions. Any bill, any company — it takes less than 5 minutes.
- Step 02
We negotiate.
Real people make the call — to the companies billing you, not to you. For many bills you never pick up the phone; some need a quick 10–15 minute authorization.
- Step 03
You save.
You approve every change before it happens. Pay $0 unless we save you $200+ — pricing is shown up front for each bill type.
Negotiate My Bills
No upfront fees • Secure
Built by WorkMoneyto save you money
MoneyFinder was created by WorkMoney, a non-profit that has helped put $1 billion back into the pockets of more than 9 million working Americans.
Founded by
Carrie Joy
Author of The Joy of Money — Carrie has spent 20+ years helping families navigate their finances.
Reviews
Lower bills, happier wallets.
“Knocked my family plan from $197 to $146. They found a loyalty credit I didn't know existed.”
Jordan M.
Austin, TX
“Called on my lunch break. Bill was down $27/month by end of day.”
Priya S.
Jersey City, NJ
“Scheduled a callback for after work, took 10 minutes. Bill dropped the next cycle.”
Dre W.
Atlanta, GA
Savings vary by case and are not guaranteed
Common Questions
You've got questions. We've got answers.
Which bills do you negotiate?
Phone, internet and cable, auto insurance, renters and home insurance, and past due phone, internet and cable balances — with more on the way. If yours isn’t on the list, tell us about it and we’ll let you know when we can help.
How much does it cost?
You pay $0 unless we save you at least $200. If we do, pricing is simple and success-based — one flat $75 fee, shown up front for each bill type before we start. No hidden fees. No surprises.
Do I ever have to make a call?
For many bill types, never — you authorize us once and we handle it entirely. Some phone, internet and cable providers require a quick 10–15 minute call to authorize us. Either way, we do all the talking.
Does this affect my service in any way?
No. You keep your service, your coverage, and your accounts. You get final approval before any change is made — nothing happens without your sign-off.
Ready to stop overpaying for your bills?
We’re on a mission to put money back in your pocket by negotiating your bills. No savings, no fee — and it takes less than 5 minutes to get started.
Help Me Save NowNo upfront fees • Secure